🏢 Business Loan EMI Calculator

Calculate EMI for your business expansion and growth

₹
₹50K₹5 Cr
%
8%20%
Years
1 Yr10 Yrs
Monthly EMI
₹44,489
Payable for 60 months

Payment Breakdown

Principal Amount ₹20,00,000
Total Interest ₹6,69,360
Total Amount Payable ₹26,69,360

About Business Loans

Business loans provide financial support to entrepreneurs and businesses for expansion, working capital, equipment purchase, or other business needs.

Types of Business Loans

  • Term Loan: Fixed amount with fixed repayment schedule
  • Working Capital Loan: For day-to-day operations
  • Equipment Financing: For machinery and equipment
  • Business Line of Credit: Flexible borrowing limit
  • Invoice Financing: Against pending invoices

Eligibility Criteria

  • Business vintage: Minimum 3 years
  • Annual turnover: Minimum ₹15-20 lakhs
  • Good credit score (700+)
  • Profitability in last 2 years
  • Valid business registration

Key Features

  • Loan amount: Up to ₹5 crores
  • Interest rates: 11-24% per annum
  • Tenure: Up to 10 years
  • Collateral: Required for large loans
  • Processing fee: 1-3% of loan amount

Documents Required

  • Business registration proof
  • PAN and GST registration
  • Last 2 years ITR and financials
  • Bank statements (6-12 months)
  • Business plan and projections
  • Identity and address proof of partners